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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,256 | $58,311-53.3% | $81,882-66.7% | $80,959-66.3% |
| Participation rate | 92.9% | 63.5%+29.4pp | 72.4%+20.5pp | 67.7%+25.2pp |
| Annual return | 5.38% | 41.85%-36.5pp | 779.47%-774.1pp | 35.67%-30.3pp |
| Employer contribution / active EE | $2,244 | $2,347-4.4% | $2,916-23.0% | $2,757-18.6% |
| Participant deferral / active EE | $3,706 | $3,287+12.7% | $4,323-14.3% | $4,300-13.8% |
| Admin fee / account holder | $4,076 | $4,752-14.2% | $7,360-44.6% | $6,925-41.2% |