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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,256 | $58,258-53.2% | $81,820-66.7% | $80,925-66.3% |
| Participation rate | 92.9% | 63.5%+29.4pp | 72.4%+20.5pp | 67.7%+25.2pp |
| Annual return | 5.38% | 41.76%-36.4pp | 777.93%-772.5pp | 35.65%-30.3pp |
| Employer contribution / active EE | $2,244 | $2,345-4.3% | $2,915-23.0% | $2,756-18.6% |
| Participant deferral / active EE | $3,706 | $3,284+12.8% | $4,323-14.3% | $4,299-13.8% |
| Admin fee / account holder | $4,076 | $4,976-18.1% | $7,391-44.9% | $6,940-41.3% |