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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,936 | $155,555-64.0% | $146,866-61.9% | $155,188-64.0% |
| Participation rate | 91.3% | 84.0%+7.3pp | 82.5%+8.8pp | 80.8%+10.5pp |
| Annual return | 150.38% | 115.41%+35.0pp | 102.85%+47.5pp | 148.84%+1.5pp |
| Employer contribution / active EE | $6,312 | $4,647+35.8% | $4,425+42.6% | $4,248+48.6% |
| Participant deferral / active EE | $10,358 | $8,044+28.8% | $7,759+33.5% | $6,531+58.6% |
| Admin fee / account holder | $2,443 | $14,755-83.4% | $13,620-82.1% | $14,480-83.1% |