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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,936 | $156,398-64.2% | $147,318-62.0% | $138,895-59.7% |
| Participation rate | 91.3% | 83.8%+7.5pp | 82.1%+9.2pp | 79.9%+11.4pp |
| Annual return | 150.38% | 78.75%+71.6pp | 70.43%+80.0pp | 145.39%+5.0pp |
| Employer contribution / active EE | $6,312 | $4,853+30.0% | $4,593+37.4% | $4,194+50.5% |
| Participant deferral / active EE | $10,358 | $8,237+25.7% | $7,906+31.0% | $6,396+61.9% |
| Admin fee / account holder | $2,443 | $14,976-83.7% | $13,708-82.2% | $12,562-80.6% |