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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,778 | $90,400-68.2% | $186,193-84.5% | $87,485-67.1% |
| Participation rate | 50.0% | 66.2%-16.2pp | 77.1%-27.1pp | 68.9%-18.9pp |
| Annual return | 19.63% | 22.15%-2.5pp | 78.03%-58.4pp | 26.06%-6.4pp |
| Employer contribution / active EE | $1,550 | $2,170-28.6% | $3,918-60.4% | $2,596-40.3% |
| Participant deferral / active EE | $4,032 | $4,330-6.9% | $6,513-38.1% | $4,274-5.7% |
| Admin fee / account holder | $1,520 | $8,673-82.5% | $11,058-86.3% | $7,775-80.4% |