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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,778 | $84,953-66.1% | $163,379-82.4% | $82,637-65.2% |
| Participation rate | 50.0% | 65.9%-15.9pp | 76.8%-26.8pp | 68.1%-18.1pp |
| Annual return | 19.63% | 23.07%-3.4pp | 63.41%-43.8pp | 53.51%-33.9pp |
| Employer contribution / active EE | $1,550 | $2,183-29.0% | $3,752-58.7% | $2,552-39.3% |
| Participant deferral / active EE | $4,032 | $4,326-6.8% | $6,282-35.8% | $4,126-2.3% |
| Admin fee / account holder | $1,520 | $7,921-80.8% | $9,818-84.5% | $7,339-79.3% |