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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,778 | $80,812-64.4% | $160,784-82.1% | $82,448-65.1% |
| Participation rate | 50.0% | 66.2%-16.2pp | 77.0%-27.0pp | 68.1%-18.1pp |
| Annual return | 19.63% | 100.59%-81.0pp | 1803.92%-1784.3pp | 41.64%-22.0pp |
| Employer contribution / active EE | $1,550 | $2,174-28.7% | $3,733-58.5% | $2,551-39.2% |
| Participant deferral / active EE | $4,032 | $4,335-7.0% | $6,293-35.9% | $4,139-2.6% |
| Admin fee / account holder | $1,520 | $7,695-80.2% | $9,717-84.4% | $7,234-79.0% |