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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,236 | $76,522-59.2% | $56,033-44.3% | $145,884-78.6% |
| Participation rate | 8.3% | 63.2%-54.9pp | 52.5%-44.2pp | 80.3%-72.0pp |
| Annual return | 16.09% | 3014.28%-2998.2pp | 1711.38%-1695.3pp | 551.85%-535.8pp |
| Employer contribution / active EE | $130 | $1,382-90.6% | $1,041-87.5% | $4,662-97.2% |
| Participant deferral / active EE | $650 | $2,624-75.2% | $1,954-66.7% | $6,690-90.3% |
| Admin fee / account holder | $0 | $3,328-100.0% | $2,827-100.0% | $13,392-100.0% |