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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,155 | $67,823-27.5% | $52,425-6.2% | $137,256-64.2% |
| Participation rate | 8.7% | 63.9%-55.2pp | 55.6%-46.9pp | 80.0%-71.3pp |
| Annual return | 26.63% | 219.11%-192.5pp | 302.12%-275.5pp | 220.34%-193.7pp |
| Employer contribution / active EE | $130 | $1,163-88.8% | $914-85.7% | $4,156-96.9% |
| Participant deferral / active EE | $704 | $2,288-69.2% | $1,790-60.7% | $6,407-89.0% |
| Admin fee / account holder | $0 | $2,844-100.0% | $2,495-100.0% | $12,270-100.0% |