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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,155 | $69,118-28.9% | $53,647-8.4% | $138,895-64.6% |
| Participation rate | 8.7% | 64.0%-55.3pp | 56.3%-47.6pp | 79.9%-71.2pp |
| Annual return | 26.63% | 248.26%-221.6pp | 358.33%-331.7pp | 145.39%-118.8pp |
| Employer contribution / active EE | $130 | $1,189-89.0% | $962-86.4% | $4,194-96.9% |
| Participant deferral / active EE | $704 | $2,274-69.0% | $1,813-61.2% | $6,396-89.0% |
| Admin fee / account holder | $0 | $2,724-100.0% | $2,460-100.0% | $12,562-100.0% |