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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,185 | $178,174-75.8% | $156,181-72.3% | $137,256-68.5% |
| Participation rate | 42.9% | 82.0%-39.2pp | 78.8%-36.0pp | 80.0%-37.1pp |
| Annual return | 15.34% | 84.19%-68.8pp | 64.87%-49.5pp | 220.34%-205.0pp |
| Employer contribution / active EE | $2,260 | $4,972-54.5% | $4,294-47.4% | $4,156-45.6% |
| Participant deferral / active EE | $3,850 | $6,888-44.1% | $6,132-37.2% | $6,407-39.9% |
| Admin fee / account holder | $322 | $17,404-98.2% | $14,586-97.8% | $12,270-97.4% |