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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,370 | $43,749-80.9% | $158,223-94.7% | $65,306-87.2% |
| Participation rate | 95.1% | 56.9%+38.2pp | 79.2%+15.9pp | 57.7%+37.4pp |
| Annual return | 41.36% | 19.41%+22.0pp | 52.09%-10.7pp | 21.94%+19.4pp |
| Employer contribution / active EE | $1,671 | $1,497+11.6% | $4,109-59.3% | $1,967-15.1% |
| Participant deferral / active EE | $2,941 | $2,019+45.7% | $5,467-46.2% | $2,959-0.6% |
| Admin fee / account holder | $593 | $1,930-69.3% | $16,047-96.3% | $3,480-83.0% |