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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,370 | $41,016-79.6% | $152,093-94.5% | $64,097-86.9% |
| Participation rate | 95.1% | 51.3%+43.8pp | 77.8%+17.4pp | 55.2%+39.9pp |
| Annual return | 41.36% | 39.60%+1.8pp | 66.36%-25.0pp | 34.64%+6.7pp |
| Employer contribution / active EE | $1,671 | $1,342+24.5% | $4,175-60.0% | $1,891-11.6% |
| Participant deferral / active EE | $2,941 | $1,927+52.6% | $5,451-46.1% | $3,080-4.5% |
| Admin fee / account holder | $593 | $2,305-74.3% | $14,497-95.9% | $3,454-82.8% |