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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,479 | $81,487-83.5% | $102,412-86.8% | $80,935-83.3% |
| Participation rate | 90.9% | 66.8%+24.1pp | 74.5%+16.4pp | 67.7%+23.2pp |
| Annual return | 19.92% | 25.60%-5.7pp | 24.94%-5.0pp | 35.66%-15.7pp |
| Employer contribution / active EE | $2,886 | $3,103-7.0% | $3,870-25.4% | $2,757+4.7% |
| Participant deferral / active EE | $4,357 | $3,871+12.6% | $5,060-13.9% | $4,299+1.3% |
| Admin fee / account holder | $1,913 | $6,717-71.5% | $8,388-77.2% | $6,924-72.4% |