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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,113 | $36,140+246.2% | $73,658+69.9% | $64,340+94.5% |
| Participation rate | 10.9% | 31.0%-20.1pp | 57.0%-46.1pp | 55.2%-44.4pp |
| Annual return | 17.30% | 21.48%-4.2pp | 29.72%-12.4pp | 24.14%-6.8pp |
| Employer contribution / active EE | $475 | $443+7.1% | $1,032-54.0% | $1,862-74.5% |
| Participant deferral / active EE | $1,231 | $1,023+20.3% | $2,062-40.3% | $2,980-58.7% |
| Admin fee / account holder | $261 | $2,513-89.6% | $3,357-92.2% | $3,703-92.9% |