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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,113 | $29,051+330.7% | $52,425+138.7% | $67,986+84.0% |
| Participation rate | 10.9% | 30.4%-19.5pp | 55.6%-44.7pp | 57.2%-46.3pp |
| Annual return | 17.30% | 24.00%-6.7pp | 302.12%-284.8pp | 31.67%-14.4pp |
| Employer contribution / active EE | $475 | $412+15.2% | $914-48.1% | $2,019-76.5% |
| Participant deferral / active EE | $1,231 | $873+41.0% | $1,790-31.3% | $3,358-63.4% |
| Admin fee / account holder | $261 | $2,113-87.6% | $2,495-89.5% | $3,203-91.8% |