Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,248 | $183,539+66.9% | $155,556+96.9% | $145,897+109.9% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 12.84% | 61.31%-48.5pp | 64.84%-52.0pp | 552.29%-539.4pp |
| Employer contribution / active EE | $848 | $5,315-84.0% | $4,675-81.9% | $4,663-81.8% |
| Participant deferral / active EE | $3,018 | $6,467-53.3% | $5,631-46.4% | $6,689-54.9% |
| Admin fee / account holder | $4,779 | $19,275-75.2% | $15,885-69.9% | $13,390-64.3% |