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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,230 | $160,070-9.3% | $147,117-1.3% | $145,897-0.5% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 6.79% | 98.69%-91.9pp | 420.54%-413.8pp | 552.29%-545.5pp |
| Employer contribution / active EE | $1,735 | $5,285-67.2% | $4,932-64.8% | $4,663-62.8% |
| Participant deferral / active EE | $5,041 | $8,419-40.1% | $8,065-37.5% | $6,689-24.6% |
| Admin fee / account holder | $912 | $15,035-93.9% | $12,993-93.0% | $13,390-93.2% |