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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,423 | $88,778-79.2% | $81,844-77.5% | $145,884-87.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 5.18% | 1033.03%-1027.8pp | 778.87%-773.7pp | 551.85%-546.7pp |
| Employer contribution / active EE | $486 | $3,087-84.3% | $2,916-83.3% | $4,662-89.6% |
| Participant deferral / active EE | $776 | $4,648-83.3% | $4,323-82.1% | $6,690-88.4% |
| Admin fee / account holder | $7,865 | $8,430-6.7% | $7,355+6.9% | $13,392-41.3% |