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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,423 | $88,710-79.2% | $81,783-77.5% | $145,959-87.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 5.18% | 1027.26%-1022.1pp | 775.05%-769.9pp | 561.95%-556.8pp |
| Employer contribution / active EE | $486 | $3,083-84.2% | $2,913-83.3% | $4,661-89.6% |
| Participant deferral / active EE | $776 | $4,645-83.3% | $4,320-82.0% | $6,689-88.4% |
| Admin fee / account holder | $7,865 | $8,407-6.4% | $7,380+6.6% | $13,398-41.3% |