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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,423 | $88,754-79.2% | $81,820-77.5% | $145,877-87.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 5.18% | 1031.77%-1026.6pp | 777.93%-772.7pp | 551.28%-546.1pp |
| Employer contribution / active EE | $486 | $3,085-84.3% | $2,915-83.3% | $4,663-89.6% |
| Participant deferral / active EE | $776 | $4,648-83.3% | $4,323-82.1% | $6,691-88.4% |
| Admin fee / account holder | $7,865 | $8,424-6.6% | $7,391+6.4% | $13,402-41.3% |