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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,231 | $162,136-45.6% | $152,301-42.1% | $154,746-43.0% |
| Participation rate | 57.1% | 84.1%-27.0pp | 82.4%-25.3pp | 80.7%-23.6pp |
| Annual return | 19.61% | 91.02%-71.4pp | 80.50%-60.9pp | 172.34%-152.7pp |
| Employer contribution / active EE | $2,548 | $4,890-47.9% | $4,624-44.9% | $4,379-41.8% |
| Participant deferral / active EE | $7,649 | $8,341-8.3% | $8,004-4.4% | $6,730+13.6% |
| Admin fee / account holder | $492 | $15,759-96.9% | $14,398-96.6% | $14,365-96.6% |