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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,231 | $154,228-42.8% | $145,433-39.3% | $137,256-35.7% |
| Participation rate | 57.1% | 83.8%-26.6pp | 82.1%-25.0pp | 80.0%-22.8pp |
| Annual return | 19.61% | 74.59%-55.0pp | 66.58%-47.0pp | 220.34%-200.7pp |
| Employer contribution / active EE | $2,548 | $4,804-47.0% | $4,554-44.0% | $4,156-38.7% |
| Participant deferral / active EE | $7,649 | $8,216-6.9% | $7,897-3.1% | $6,407+19.4% |
| Admin fee / account holder | $492 | $14,344-96.6% | $13,129-96.3% | $12,270-96.0% |