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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,557 | $93,345-6.2% | $119,126-26.5% | $87,485+0.1% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 15.88% | 19.08%-3.2pp | 282.11%-266.2pp | 26.06%-10.2pp |
| Employer contribution / active EE | $10,573 | $3,172+233.4% | $4,034+162.1% | $2,596+307.2% |
| Participant deferral / active EE | $4,842 | $4,099+18.1% | $5,318-8.9% | $4,274+13.3% |
| Admin fee / account holder | $2,138 | $8,039-73.4% | $10,693-80.0% | $7,775-72.5% |