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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,557 | $96,731-9.5% | $123,973-29.4% | $86,983+0.7% |
| Participation rate | 100.0% | 70.0%+30.0pp | 76.7%+23.3pp | 69.5%+30.5pp |
| Annual return | 15.88% | 17.33%-1.4pp | 388.13%-372.2pp | 25.83%-10.0pp |
| Employer contribution / active EE | $10,573 | $3,297+220.7% | $4,126+156.3% | $2,584+309.1% |
| Participant deferral / active EE | $4,842 | $4,152+16.6% | $5,247-7.7% | $4,194+15.5% |
| Admin fee / account holder | $2,138 | $8,722-75.5% | $11,799-81.9% | $7,856-72.8% |