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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,043 | $166,242-81.3% | $165,071-81.2% | $145,884-78.7% |
| Participation rate | 95.8% | 82.0%+13.8pp | 78.6%+17.2pp | 80.3%+15.5pp |
| Annual return | 13.17% | 100.44%-87.3pp | 70.17%-57.0pp | 551.85%-538.7pp |
| Employer contribution / active EE | $1,108 | $5,283-79.0% | $4,347-74.5% | $4,662-76.2% |
| Participant deferral / active EE | $3,073 | $6,964-55.9% | $6,035-49.1% | $6,690-54.1% |
| Admin fee / account holder | $1,292 | $16,658-92.2% | $12,695-89.8% | $13,392-90.4% |