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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,897 | $160,040-35.1% | $147,096-29.4% | $145,877-28.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 32.02% | 98.49%-66.5pp | 419.75%-387.7pp | 551.28%-519.3pp |
| Employer contribution / active EE | $20,376 | $5,289+285.2% | $4,936+312.8% | $4,663+337.0% |
| Participant deferral / active EE | $9,944 | $8,429+18.0% | $8,071+23.2% | $6,691+48.6% |
| Admin fee / account holder | $9,370 | $15,050-37.7% | $13,005-28.0% | $13,402-30.1% |