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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,127 | $72,071-49.9% | $68,368-47.2% | $137,256-73.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 12.75% | 353.14%-340.4pp | 292.57%-279.8pp | 220.34%-207.6pp |
| Employer contribution / active EE | $1,071 | $2,788-61.6% | $2,649-59.6% | $4,156-74.2% |
| Participant deferral / active EE | $3,346 | $4,410-24.1% | $4,123-18.8% | $6,407-47.8% |
| Admin fee / account holder | $1,446 | $5,336-72.9% | $5,150-71.9% | $12,270-88.2% |