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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $1,048,569 |
EXTENSIS HR1 year Service code 14 · EIN 86-1064991 | Plan Administrator | $114,159 |
EISNERAMPER LLP1 year Service code 10 · EIN 87-1363769 | Accounting | $105,020 |
Filed as: MERRILL LYNCH Service code 16 · EIN 13-5674085 | Consulting | $95,000 |
COHNREZNICK LLP1 year Service code 10 · EIN 22-1478099 | Accounting | $49,875 |
WITHUMSMITH+BROWN, PC1 year Filed as: WITHUM SMITH + BROWN PC Service code 10 · EIN 22-2027092 | Accounting | $29,120 |
CHARLES SCHWAB & CO., INC.4 years Service code 33 · EIN 94-1737782 | Securities brokerage; Securities brok... | $240 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,460 | $42,127+57.8% | $85,240-22.0% | $106,553-37.6% |
| Participation rate | 63.4% | 36.6%+26.8pp | 67.5%-4.1pp | 69.8%-6.4pp |
| Annual return | 35.72% | 36.21%-0.5pp | 66.75%-31.0pp | 17.37%+18.4pp |
| Employer contribution / active EE | $2,254 | $825+173.2% | $2,735-17.6% | $3,359-32.9% |
| Participant deferral / active EE | $6,286 | $2,066+204.3% | $4,527+38.9% | $5,562+13.0% |
| Admin fee / account holder | $140 | $114+23.8% | $6,165-97.7% | $80+76.4% |