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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,941 | $111,535-90.2% | $105,223-89.6% | $137,256-92.0% |
| Participation rate | 46.2% | 78.1%-31.9pp | 75.0%-28.9pp | 80.0%-33.8pp |
| Annual return | 19.58% | 237.85%-218.3pp | 180.65%-161.1pp | 220.34%-200.8pp |
| Employer contribution / active EE | $2,241 | $3,939-43.1% | $3,689-39.2% | $4,156-46.1% |
| Participant deferral / active EE | $3,180 | $5,500-42.2% | $5,072-37.3% | $6,407-50.4% |
| Admin fee / account holder | $836 | $9,721-91.4% | $8,859-90.6% | $12,270-93.2% |