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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,455 | $72,071+131.0% | $68,368+143.5% | $137,256+21.3% |
| Participation rate | 75.0% | 76.2%-1.2pp | 73.8%+1.2pp | 80.0%-5.0pp |
| Annual return | 17.37% | 353.14%-335.8pp | 292.57%-275.2pp | 220.34%-203.0pp |
| Employer contribution / active EE | $2,457 | $2,788-11.9% | $2,649-7.2% | $4,156-40.9% |
| Participant deferral / active EE | $6,896 | $4,410+56.4% | $4,123+67.3% | $6,407+7.6% |
| Admin fee / account holder | $20,734 | $5,336+288.6% | $5,150+302.6% | $12,270+69.0% |