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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,320 | $111,814+89.9% | $103,378+105.4% | $145,978+45.4% |
| Participation rate | 55.6% | 77.9%-22.4pp | 74.5%-19.0pp | 80.3%-24.7pp |
| Annual return | 11.20% | 24.80%-13.6pp | 24.91%-13.7pp | 550.52%-539.3pp |
| Employer contribution / active EE | $1,177 | $4,215-72.1% | $3,870-69.6% | $4,662-74.7% |
| Participant deferral / active EE | $2,355 | $5,618-58.1% | $5,058-53.4% | $6,690-64.8% |
| Admin fee / account holder | $5,971 | $9,764-38.8% | $8,401-28.9% | $13,400-55.4% |