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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,320 | $110,410+92.3% | $102,437+107.3% | $145,897+45.5% |
| Participation rate | 55.6% | 77.9%-22.4pp | 74.5%-19.0pp | 80.3%-24.8pp |
| Annual return | 11.20% | 24.85%-13.7pp | 24.95%-13.7pp | 552.29%-541.1pp |
| Employer contribution / active EE | $1,177 | $4,217-72.1% | $3,871-69.6% | $4,663-74.8% |
| Participant deferral / active EE | $2,355 | $5,622-58.1% | $5,060-53.5% | $6,689-64.8% |
| Admin fee / account holder | $5,971 | $9,745-38.7% | $8,388-28.8% | $13,390-55.4% |