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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,320 | $110,337+92.4% | $102,383+107.4% | $145,877+45.5% |
| Participation rate | 55.6% | 77.9%-22.4pp | 74.5%-19.0pp | 80.3%-24.7pp |
| Annual return | 11.20% | 24.83%-13.6pp | 24.94%-13.7pp | 551.28%-540.1pp |
| Employer contribution / active EE | $1,177 | $4,216-72.1% | $3,870-69.6% | $4,663-74.8% |
| Participant deferral / active EE | $2,355 | $5,621-58.1% | $5,060-53.5% | $6,691-64.8% |
| Admin fee / account holder | $5,971 | $9,750-38.8% | $8,391-28.8% | $13,402-55.4% |