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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,358 | $110,337-76.1% | $102,383-74.3% | $145,877-81.9% |
| Participation rate | 79.2% | 77.9%+1.2pp | 74.5%+4.7pp | 80.3%-1.1pp |
| Annual return | 13.16% | 24.83%-11.7pp | 24.94%-11.8pp | 551.28%-538.1pp |
| Employer contribution / active EE | $1,869 | $4,216-55.7% | $3,870-51.7% | $4,663-59.9% |
| Participant deferral / active EE | $4,447 | $5,621-20.9% | $5,060-12.1% | $6,691-33.5% |
| Admin fee / account holder | $363 | $9,750-96.3% | $8,391-95.7% | $13,402-97.3% |