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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,476 | $106,524+19.7% | $152,301-16.3% | $87,485+45.7% |
| Participation rate | 73.7% | 75.8%-2.1pp | 82.4%-8.8pp | 68.9%+4.8pp |
| Annual return | 12.25% | 26.89%-14.6pp | 80.50%-68.3pp | 26.06%-13.8pp |
| Employer contribution / active EE | $3,512 | $3,371+4.2% | $4,624-24.0% | $2,596+35.3% |
| Participant deferral / active EE | $8,295 | $6,525+27.1% | $8,004+3.6% | $4,274+94.1% |
| Admin fee / account holder | $42,350 | $8,287+411.1% | $14,398+194.1% | $7,775+444.7% |