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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,349 | $106,524-80.9% | $152,301-86.6% | $87,485-76.7% |
| Participation rate | 80.0% | 75.8%+4.2pp | 82.4%-2.4pp | 68.9%+11.1pp |
| Annual return | 14.87% | 26.89%-12.0pp | 80.50%-65.6pp | 26.06%-11.2pp |
| Employer contribution / active EE | $1,407 | $3,371-58.3% | $4,624-69.6% | $2,596-45.8% |
| Participant deferral / active EE | $3,094 | $6,525-52.6% | $8,004-61.3% | $4,274-27.6% |
| Admin fee / account holder | $1,894 | $8,287-77.1% | $14,398-86.8% | $7,775-75.6% |