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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,655 | $227,399-39.9% | $189,758-28.0% | $198,609-31.2% |
| Participation rate | 25.0% | 84.0%-59.0pp | 79.8%-54.8pp | 82.4%-57.4pp |
| Annual return | 11.63% | 61.03%-49.4pp | 52.62%-41.0pp | 202.70%-191.1pp |
| Employer contribution / active EE | $0 | $5,526-100.0% | $4,767-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $4,344 | $6,837-36.5% | $5,856-25.8% | $6,977-37.7% |
| Admin fee / account holder | $11,506 | $25,162-54.3% | $20,388-43.6% | $19,030-39.5% |