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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE CO OF AME Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 801110000 | Recordkeeping Fees | $25,903 |
Filed as: CAMBRIDGE INVESTMENT RESEARCH, INC. Service code 27 1776 PLEASANT PLAIN ROAD · FAIRFIELD, IA 52556 | Advisory (Plan) | $25,110 |
PINNACLE PLAN DESIGN, LLC9+ years Service code 13 · EIN 20-0397947 1985 E. RIVER ROAD, SUITE 111 · TUCSON, AZ 85718 | Contract Administrator | $16,296 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,956 | $45,343-7.5% | $150,298-72.1% | $67,986-38.3% |
| Participation rate | 92.9% | 51.9%+41.0pp | 77.8%+15.1pp | 57.2%+35.6pp |
| Annual return | 18.52% | 33.28%-14.8pp | 62.79%-44.3pp | 31.67%-13.1pp |
| Employer contribution / active EE | $1,815 | $1,462+24.2% | $4,154-56.3% | $2,019-10.1% |
| Participant deferral / active EE | $2,863 | $2,055+39.3% | $5,453-47.5% | $3,358-14.7% |
| Admin fee / account holder | $332 | $2,250-85.2% | $14,116-97.6% | $3,203-89.6% |