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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,738 | $125,778-74.8% | $114,563-72.3% | $154,746-79.5% |
| Participation rate | 64.3% | 75.2%-10.9pp | 72.9%-8.6pp | 80.7%-16.4pp |
| Annual return | 33.62% | 295.14%-261.5pp | 241.09%-207.5pp | 172.34%-138.7pp |
| Employer contribution / active EE | $1,489 | $2,806-46.9% | $2,592-42.6% | $4,379-66.0% |
| Participant deferral / active EE | $5,838 | $4,445+31.4% | $4,142+40.9% | $6,730-13.3% |
| Admin fee / account holder | $150 | $8,190-98.2% | $7,623-98.0% | $14,365-99.0% |