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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,092 | $63,703-35.5% | $93,063-55.8% | $82,448-50.2% |
| Participation rate | 88.4% | 63.8%+24.5pp | 72.1%+16.3pp | 68.1%+20.3pp |
| Annual return | 14.12% | -775.43%+789.6pp | 34.15%-20.0pp | 41.64%-27.5pp |
| Employer contribution / active EE | $0 | $1,729-100.0% | $2,476-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $2,787 | $2,919-4.5% | $3,958-29.6% | $4,139-32.7% |
| Admin fee / account holder | $7,796 | $5,982+30.3% | $6,033+29.2% | $7,234+7.8% |