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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,092 | $73,107-43.8% | $114,563-64.1% | $87,485-53.0% |
| Participation rate | 88.4% | 65.8%+22.6pp | 72.9%+15.5pp | 68.9%+19.4pp |
| Annual return | 14.12% | 19.47%-5.3pp | 241.09%-227.0pp | 26.06%-11.9pp |
| Employer contribution / active EE | $0 | $1,881-100.0% | $2,592-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,787 | $3,144-11.3% | $4,142-32.7% | $4,274-34.8% |
| Admin fee / account holder | $7,796 | $5,770+35.1% | $7,623+2.3% | $7,775+0.3% |