Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,804 | $51,638-32.6% | $68,368-49.1% | $82,448-57.8% |
| Participation rate | 53.5% | 63.6%-10.1pp | 73.8%-20.3pp | 68.1%-14.6pp |
| Annual return | 13.04% | 37.53%-24.5pp | 292.57%-279.5pp | 41.64%-28.6pp |
| Employer contribution / active EE | $1,085 | $2,047-47.0% | $2,649-59.0% | $2,551-57.5% |
| Participant deferral / active EE | $2,284 | $2,914-21.6% | $4,123-44.6% | $4,139-44.8% |
| Admin fee / account holder | $4,479 | $4,643-3.5% | $5,150-13.0% | $7,234-38.1% |