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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,286 | $154,228-54.4% | $145,433-51.7% | $137,256-48.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.16% | 74.59%-58.4pp | 66.58%-50.4pp | 220.34%-204.2pp |
| Employer contribution / active EE | $6,222 | $4,804+29.5% | $4,554+36.6% | $4,156+49.7% |
| Participant deferral / active EE | $10,985 | $8,216+33.7% | $7,897+39.1% | $6,407+71.5% |
| Admin fee / account holder | $43,766 | $14,344+205.1% | $13,129+233.4% | $12,270+256.7% |