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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,847 | $95,453-20.5% | $112,040-32.3% | $82,448-8.0% |
| Participation rate | 86.4% | 72.8%+13.6pp | 76.5%+9.9pp | 68.1%+18.3pp |
| Annual return | 11.70% | 23.92%-12.2pp | 24.52%-12.8pp | 41.64%-29.9pp |
| Employer contribution / active EE | $1,926 | $2,318-16.9% | $2,954-34.8% | $2,551-24.5% |
| Participant deferral / active EE | $5,739 | $4,224+35.9% | $5,098+12.6% | $4,139+38.7% |
| Admin fee / account holder | $10,000 | $9,013+10.9% | $12,098-17.3% | $7,234+38.2% |