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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,999 | $95,453-52.9% | $112,040-59.8% | $82,448-45.4% |
| Participation rate | 66.0% | 72.8%-6.8pp | 76.5%-10.5pp | 68.1%-2.1pp |
| Annual return | 14.43% | 23.92%-9.5pp | 24.52%-10.1pp | 41.64%-27.2pp |
| Employer contribution / active EE | $698 | $2,318-69.9% | $2,954-76.4% | $2,551-72.6% |
| Participant deferral / active EE | $1,992 | $4,224-52.8% | $5,098-60.9% | $4,139-51.9% |
| Admin fee / account holder | $5,582 | $9,013-38.1% | $12,098-53.9% | $7,234-22.8% |