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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,999 | $97,550-53.9% | $120,344-62.6% | $87,485-48.6% |
| Participation rate | 66.0% | 72.8%-6.8pp | 76.7%-10.7pp | 68.9%-2.9pp |
| Annual return | 14.43% | 18.41%-4.0pp | 20.30%-5.9pp | 26.06%-11.6pp |
| Employer contribution / active EE | $698 | $2,291-69.5% | $3,020-76.9% | $2,596-73.1% |
| Participant deferral / active EE | $1,992 | $4,230-52.9% | $5,135-61.2% | $4,274-53.4% |
| Admin fee / account holder | $5,582 | $9,543-41.5% | $12,742-56.2% | $7,775-28.2% |