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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,288 | $159,934-26.7% | $147,005-20.2% | $145,959-19.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 6.77% | 98.24%-91.5pp | 418.76%-412.0pp | 561.95%-555.2pp |
| Employer contribution / active EE | $4,438 | $5,287-16.1% | $4,934-10.1% | $4,661-4.8% |
| Participant deferral / active EE | $6,893 | $8,427-18.2% | $8,070-14.6% | $6,689+3.1% |
| Admin fee / account holder | $29,851 | $15,053+98.3% | $13,006+129.5% | $13,398+122.8% |