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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,101 | $125,778-64.1% | $114,563-60.6% | $154,746-70.9% |
| Participation rate | 41.2% | 75.2%-34.0pp | 72.9%-31.7pp | 80.7%-39.5pp |
| Annual return | 11.62% | 295.14%-283.5pp | 241.09%-229.5pp | 172.34%-160.7pp |
| Employer contribution / active EE | $853 | $2,806-69.6% | $2,592-67.1% | $4,379-80.5% |
| Participant deferral / active EE | $1,647 | $4,445-62.9% | $4,142-60.2% | $6,730-75.5% |
| Admin fee / account holder | $516 | $8,190-93.7% | $7,623-93.2% | $14,365-96.4% |