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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,101 | $101,618-55.6% | $93,063-51.5% | $137,256-67.1% |
| Participation rate | 41.2% | 74.9%-33.8pp | 72.1%-30.9pp | 80.0%-38.8pp |
| Annual return | 11.62% | 223.95%-212.3pp | 34.15%-22.5pp | 220.34%-208.7pp |
| Employer contribution / active EE | $853 | $2,707-68.5% | $2,476-65.6% | $4,156-79.5% |
| Participant deferral / active EE | $1,647 | $4,279-61.5% | $3,958-58.4% | $6,407-74.3% |
| Admin fee / account holder | $516 | $6,198-91.7% | $6,033-91.4% | $12,270-95.8% |