Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 5-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,868 | $56,047-69.9% | $98,716-82.9% | $79,634-78.8% |
| Participation rate | 22.8% | 54.6%-31.8pp | 69.3%-46.5pp | 62.5%-39.7pp |
| Annual return | 20.61% | 17.58%+3.0pp | 31.81%-11.2pp | 36.46%-15.9pp |
| Employer contribution / active EE | $431 | $1,237-65.2% | $2,279-81.1% | $2,529-83.0% |
| Participant deferral / active EE | $649 | $2,469-73.7% | $4,048-84.0% | $3,835-83.1% |
| Admin fee / account holder | $515 | $1,512-66.0% | $8,703-94.1% | $1,002-48.6% |