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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,947 | $160,028-59.4% | $147,080-55.8% | $145,884-55.5% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 20.61% | 98.60%-78.0pp | 420.17%-399.6pp | 551.85%-531.2pp |
| Employer contribution / active EE | $1,361 | $5,286-74.3% | $4,933-72.4% | $4,662-70.8% |
| Participant deferral / active EE | $7,295 | $8,422-13.4% | $8,066-9.6% | $6,690+9.0% |
| Admin fee / account holder | $1,972 | $15,030-86.9% | $12,989-84.8% | $13,392-85.3% |