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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,947 | $159,978-59.4% | $147,041-55.8% | $145,978-55.5% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 20.61% | 98.36%-77.7pp | 419.21%-398.6pp | 550.52%-529.9pp |
| Employer contribution / active EE | $1,361 | $5,288-74.3% | $4,935-72.4% | $4,662-70.8% |
| Participant deferral / active EE | $7,295 | $8,429-13.5% | $8,071-9.6% | $6,690+9.0% |
| Admin fee / account holder | $1,972 | $15,053-86.9% | $13,006-84.8% | $13,400-85.3% |