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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,069 | $77,962+170.7% | $178,540+18.2% | $80,935+160.8% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.7%+32.3pp |
| Annual return | 8.56% | 18.10%-9.5pp | 27.15%-18.6pp | 35.66%-27.1pp |
| Employer contribution / active EE | $8,049 | $2,280+253.0% | $3,953+103.6% | $2,757+192.0% |
| Participant deferral / active EE | $10,684 | $4,404+142.6% | $6,281+70.1% | $4,299+148.5% |
| Admin fee / account holder | $9,786 | $7,156+36.8% | $10,424-6.1% | $6,924+41.3% |