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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,069 | $78,013+170.6% | $178,449+18.3% | $80,911+160.9% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.6%+32.4pp |
| Annual return | 8.56% | 18.07%-9.5pp | 27.09%-18.5pp | 35.63%-27.1pp |
| Employer contribution / active EE | $8,049 | $2,287+252.0% | $3,951+103.7% | $2,756+192.1% |
| Participant deferral / active EE | $10,684 | $4,408+142.4% | $6,277+70.2% | $4,297+148.6% |
| Admin fee / account holder | $9,786 | $7,166+36.6% | $10,362-5.6% | $6,935+41.1% |