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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,210 | $112,729-29.7% | $98,716-19.8% | $137,256-42.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 4.60% | 38.48%-33.9pp | 31.81%-27.2pp | 220.34%-215.7pp |
| Employer contribution / active EE | $5,487 | $2,725+101.3% | $2,279+140.8% | $4,156+32.0% |
| Participant deferral / active EE | $4,247 | $4,640-8.5% | $4,048+4.9% | $6,407-33.7% |
| Admin fee / account holder | $51,154 | $10,129+405.0% | $8,703+487.8% | $12,270+316.9% |