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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,055 | $100,194-33.1% | $122,979-45.5% | $86,983-22.9% |
| Participation rate | 43.3% | 73.0%-29.6pp | 77.2%-33.9pp | 69.5%-26.2pp |
| Annual return | 13.11% | 16.47%-3.4pp | 20.12%-7.0pp | 25.83%-12.7pp |
| Employer contribution / active EE | $1,481 | $2,326-36.3% | $3,062-51.6% | $2,584-42.7% |
| Participant deferral / active EE | $3,051 | $4,133-26.2% | $5,003-39.0% | $4,194-27.2% |
| Admin fee / account holder | $78,086 | $10,148+669.5% | $12,864+507.0% | $7,856+894.0% |