Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,721 | $73,459-86.8% | $178,528-94.6% | $74,429-86.9% |
| Participation rate | 15.0% | 66.5%-51.5pp | 77.1%-62.1pp | 67.2%-52.2pp |
| Annual return | -7.52% | 17.50%-25.0pp | 27.11%-34.6pp | 1368.38%-1375.9pp |
| Employer contribution / active EE | $0 | $2,219-100.0% | $3,950-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $1,026 | $4,515-77.3% | $6,278-83.7% | $4,348-76.4% |
| Admin fee / account holder | $2,701 | $1,812+49.1% | $10,419-74.1% | $1,944+38.9% |