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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,242 | $160,028+53.9% | $147,080+67.4% | $145,884+68.8% |
| Participation rate | 82.4% | 84.0%-1.7pp | 82.2%+0.2pp | 80.3%+2.1pp |
| Annual return | 14.36% | 98.60%-84.2pp | 420.17%-405.8pp | 551.85%-537.5pp |
| Employer contribution / active EE | $3,947 | $5,286-25.3% | $4,933-20.0% | $4,662-15.3% |
| Participant deferral / active EE | $10,551 | $8,422+25.3% | $8,066+30.8% | $6,690+57.7% |
| Admin fee / account holder | $34,056 | $15,030+126.6% | $12,989+162.2% | $13,392+154.3% |