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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,313 | $162,136+80.9% | $152,301+92.6% | $154,746+89.5% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 16.39% | 91.02%-74.6pp | 80.50%-64.1pp | 172.34%-155.9pp |
| Employer contribution / active EE | $3,900 | $4,890-20.2% | $4,624-15.7% | $4,379-10.9% |
| Participant deferral / active EE | $10,564 | $8,341+26.7% | $8,004+32.0% | $6,730+57.0% |
| Admin fee / account holder | $25,666 | $15,759+62.9% | $14,398+78.3% | $14,365+78.7% |