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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,714 | $185,312+137.3% | $161,489+172.3% | $154,746+184.2% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.7%-3.7pp | 80.7%-5.7pp |
| Annual return | 36.64% | 103.84%-67.2pp | 89.72%-53.1pp | 172.34%-135.7pp |
| Employer contribution / active EE | $924 | $4,769-80.6% | $4,268-78.3% | $4,379-78.9% |
| Participant deferral / active EE | $15,669 | $6,350+146.8% | $5,630+178.3% | $6,730+132.8% |
| Admin fee / account holder | $431 | $18,654-97.7% | $16,006-97.3% | $14,365-97.0% |