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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,232 | $134,817-40.5% | $123,973-35.3% | $155,188-48.3% |
| Participation rate | 76.5% | 79.4%-2.9pp | 76.7%-0.2pp | 80.8%-4.3pp |
| Annual return | 15.59% | 515.49%-499.9pp | 388.13%-372.5pp | 148.84%-133.2pp |
| Employer contribution / active EE | $1,689 | $4,425-61.8% | $4,126-59.1% | $4,248-60.2% |
| Participant deferral / active EE | $4,975 | $5,706-12.8% | $5,247-5.2% | $6,531-23.8% |
| Admin fee / account holder | $6,460 | $13,245-51.2% | $11,799-45.2% | $14,480-55.4% |