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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,232 | $111,535-28.1% | $105,223-23.8% | $137,256-41.5% |
| Participation rate | 76.5% | 78.1%-1.6pp | 75.0%+1.4pp | 80.0%-3.5pp |
| Annual return | 15.59% | 237.85%-222.3pp | 180.65%-165.1pp | 220.34%-204.7pp |
| Employer contribution / active EE | $1,689 | $3,939-57.1% | $3,689-54.2% | $4,156-59.4% |
| Participant deferral / active EE | $4,975 | $5,500-9.5% | $5,072-1.9% | $6,407-22.4% |
| Admin fee / account holder | $6,460 | $9,721-33.5% | $8,859-27.1% | $12,270-47.4% |