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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,346 | $102,385+252.9% | $147,080+145.7% | $80,935+346.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 12.78% | 135.09%-122.3pp | 420.17%-407.4pp | 35.66%-22.9pp |
| Employer contribution / active EE | $19,822 | $3,717+433.3% | $4,933+301.8% | $2,757+619.0% |
| Participant deferral / active EE | $18,145 | $6,651+172.8% | $8,066+124.9% | $4,299+322.0% |
| Admin fee / account holder | $6,835 | $7,951-14.0% | $12,989-47.4% | $6,924-1.3% |