Filed July 6, 2021
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,883 | $75,058-50.9% | $152,301-75.8% | $64,340-42.7% |
| Participation rate | 51.0% | 60.9%-9.9pp | 82.4%-31.5pp | 55.2%-4.3pp |
| Annual return | 17.23% | 29.93%-12.7pp | 80.50%-63.3pp | 24.14%-6.9pp |
| Employer contribution / active EE | $2,031 | $2,605-22.0% | $4,624-56.1% | $1,862+9.1% |
| Participant deferral / active EE | $4,035 | $5,041-20.0% | $8,004-49.6% | $2,980+35.4% |
| Admin fee / account holder | $3,416 | $4,050-15.7% | $14,398-76.3% | $3,703-7.7% |