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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,463 | $93,345-48.1% | $119,126-59.3% | $87,485-44.6% |
| Participation rate | 28.9% | 68.7%-39.8pp | 75.8%-46.8pp | 68.9%-40.0pp |
| Annual return | 59.84% | 19.08%+40.8pp | 282.11%-222.3pp | 26.06%+33.8pp |
| Employer contribution / active EE | $0 | $3,172-100.0% | $4,034-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,916 | $4,099-28.8% | $5,318-45.2% | $4,274-31.8% |
| Admin fee / account holder | $0 | $8,039-100.0% | $10,693-100.0% | $7,775-100.0% |