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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,233 | $129,737+79.0% | $119,126+94.9% | $154,746+50.1% |
| Participation rate | 75.0% | 78.9%-3.9pp | 75.8%-0.8pp | 80.7%-5.7pp |
| Annual return | 15.31% | 379.08%-363.8pp | 282.11%-266.8pp | 172.34%-157.0pp |
| Employer contribution / active EE | $7,447 | $4,375+70.2% | $4,034+84.6% | $4,379+70.1% |
| Participant deferral / active EE | $11,870 | $5,842+103.2% | $5,318+123.2% | $6,730+76.4% |
| Admin fee / account holder | $2,839 | $11,961-76.3% | $10,693-73.5% | $14,365-80.2% |