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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,485 | $110,410+39.0% | $102,437+49.8% | $145,897+5.2% |
| Participation rate | 85.7% | 77.9%+7.8pp | 74.5%+11.2pp | 80.3%+5.4pp |
| Annual return | 9.96% | 24.85%-14.9pp | 24.95%-15.0pp | 552.29%-542.3pp |
| Employer contribution / active EE | $9,814 | $4,217+132.7% | $3,871+153.5% | $4,663+110.5% |
| Participant deferral / active EE | $12,781 | $5,622+127.3% | $5,060+152.6% | $6,689+91.1% |
| Admin fee / account holder | $1,929 | $9,745-80.2% | $8,388-77.0% | $13,390-85.6% |