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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,882 | $100,970+99.9% | $96,576+109.0% | $137,256+47.1% |
| Participation rate | 85.0% | 82.6%+2.4pp | 81.4%+3.6pp | 80.0%+5.0pp |
| Annual return | 16.98% | 38.16%-21.2pp | 38.47%-21.5pp | 220.34%-203.4pp |
| Employer contribution / active EE | $3,709 | $3,809-2.6% | $3,553+4.4% | $4,156-10.7% |
| Participant deferral / active EE | $13,766 | $8,286+66.1% | $7,956+73.0% | $6,407+114.9% |
| Admin fee / account holder | $11,756 | $11,312+3.9% | $11,381+3.3% | $12,270-4.2% |