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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,882 | $135,905+48.5% | $126,068+60.1% | $198,609+1.6% |
| Participation rate | 85.0% | 85.6%-0.6pp | 84.7%+0.3pp | 82.4%+2.6pp |
| Annual return | 16.98% | 14.07%+2.9pp | 15.01%+2.0pp | 202.70%-185.7pp |
| Employer contribution / active EE | $3,709 | $4,245-12.6% | $3,968-6.5% | $5,055-26.6% |
| Participant deferral / active EE | $13,766 | $8,523+61.5% | $8,214+67.6% | $6,977+97.3% |
| Admin fee / account holder | $11,756 | $21,036-44.1% | $18,264-35.6% | $19,030-38.2% |