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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 47-3722740 6720 N. SCOTTSDALE RD. · SCOTTSDALE, AZ 85253 | Advisory (Participants) | $15,448 |
Filed as: ALLIANT RETIREMENT SERVICES, INC. Service code 26 · EIN 33-0785439 1301 DOVE ST. · NEWPORT BEACH, CA 92660 | Advisory (Participants) | $5,504 |
JOHN HANCOCK LIFE INSURANCE COMPANY10+ years Service code 15 · EIN 01-0233346 | Recordkeeping | $2,212 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,049 | $53,204-54.8% | $155,556-84.5% | $200,096-88.0% |
| Participation rate | 37.7% | 64.1%-26.4pp | 78.2%-40.5pp | 72.0%-34.3pp |
| Annual return | 11.96% | 41.02%-29.1pp | 64.84%-52.9pp | 34.26%-22.3pp |
| Employer contribution / active EE | $235 | $1,850-87.3% | $4,675-95.0% | $3,038-92.3% |
| Participant deferral / active EE | $1,282 | $3,163-59.5% | $5,631-77.2% | $5,090-74.8% |
| Admin fee / account holder | $146 | $186-21.3% | $15,885-99.1% | $269-45.7% |