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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,227 | $115,225-22.6% | $100,712-11.4% | $138,895-35.8% |
| Participation rate | 53.8% | 74.3%-20.5pp | 69.3%-15.4pp | 79.9%-26.1pp |
| Annual return | 10.93% | 40.35%-29.4pp | 33.27%-22.3pp | 145.39%-134.5pp |
| Employer contribution / active EE | $976 | $2,771-64.8% | $2,313-57.8% | $4,194-76.7% |
| Participant deferral / active EE | $4,284 | $4,699-8.8% | $4,085+4.9% | $6,396-33.0% |
| Admin fee / account holder | $6,669 | $10,844-38.5% | $9,256-27.9% | $12,562-46.9% |