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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,152 | $63,354-11.4% | $94,105-40.3% | $82,637-32.1% |
| Participation rate | 26.9% | 63.8%-36.9pp | 71.9%-45.0pp | 68.1%-41.1pp |
| Annual return | 17.31% | 34.36%-17.0pp | 204.55%-187.2pp | 53.51%-36.2pp |
| Employer contribution / active EE | $0 | $1,760-100.0% | $2,504-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $1,799 | $2,873-37.4% | $3,881-53.6% | $4,126-56.4% |
| Admin fee / account holder | $20 | $5,073-99.6% | $6,199-99.7% | $7,339-99.7% |